Employee benefits 

Voluntary Benefits

Prescription Drug

Our agents understand the health care industry from all facets – from providers to administrators, to insurance companies, to the reinsurance companies.   We go beyond shopping for coverages through major carriers.   We also assist with compliance, ERISA, COBRA, and the Affordable Care Act.  Our customized solutions also can include innovative products like telemedicine, identity theft protection, and human resources tools. 

voluntary benefits 


Advice.  protection. trust.



Providing benefits builds morale by offering people security for themselves and their family along with a sense of feeling appreciated.  There are several benefit offerings available that are little or no cost to an employer, but that can offer an important value to staff:

Worksite Life Insurance
Accident, Cancer, and Critical Illness Policies
Health Savings Accounts and/or Flexible Spending Accounts 

If you are interested in offering any of these products to your employees, contact Zito Insurance for more information.