Wednesday, February 22, 2012  
(440) 205-7400 • (440) 333-6020 • (800) 527-6174 •  info@zitoinsurance.com
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  Life & Health  
Our products for individuals and families include:
 

Life Insurance
Provides funds for your loved ones and financial obligations in the event of your death.
Types Include: Whole Life (WL), Term Life (Term), and Universal Life (UL)

  

Disability Income Insurance
Replaces your lost income when you are disabled by
accident or illness.
Types Include: Short Term Disability (STD) and Long Term Disability (LTD)
     
Health Insurance
Provides benefits for your sickness or injury.
Types Include: Major Medical, Heath Savings Account (HSA), Short Term Medical (STM), Medicare Part D, Medicare Supplement, Medicare Advantage, Dental and other specialty policies		   Annuities (IRA—SPDA)
Allows you to accumulate tax deferred funds, avoid
probate court, and receive a guaranteed income.
    Life Insurance Settlement
Appraisal and sale of your unwanted life insurance policy, in the secondary financial institution market, for far more than the cash surrender value.
Long Term Care Planning (LTCI)
Provides for expenses of medical and other services while you are in a nursing home/facility or receiving at-home care.		  
     
    Pet Insurance
Provides benefits for your other family member’s sickness or injury.
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